Fees & Insurance Information

Fees

I am a fee-for-service provider which means my clients pay me directly versus using insurance to pay me.  My fees are simple and straight-forward, for both mine and my client's sake.  I charge an hourly rate, regardless of what we do in that hour or how many people are in the room.  Some therapists charge based on the service they provide.  For example, one-on-one counseling will be one fee and couples counseling or a specialty service like discernment counseling, will be a higher fee.  There is no right or wrong way. For my practice, I decided it felt more fair for me to just charge a flat hourly rate for my time no matter what service I am providing. 

 

Methods of payment I accept are cash, check, Paypal, Zelle, credit/debit cards, and HSA/FSA cards.  Clients pay at the start of each session.  Appointments cancelled with less than 24 hours notice or a"no-show" will be charged the full session fee.    

Hourly Rate - $ 150

$150  - 1 Hour

$225  - 90 minutes

$300  - 2 Hours 

Insurance

I am not in-network with any insurance companies and do not accept insurance as a source of payment.  I specialize in doing relationship counseling.  Couples counseling, marriage therapy, discernment counseling, and relationship therapy are not covered by insurance policies. 

 

One of the greatest benefits to working with a fee-for-service provider is an increased level of privacy and confidentiality. Many people don't realize that they give their insurance company access to their medical records when they utilize insurance. 

 

Also, insurance only reimburses counseling based on a medical model, which means a person needs to receive a mental illness diagnosis and have a treatment plan on file which dictates what can be done in each session.  This mental illness diagnosis is forever in their medical chart and I have heard of some people having issues with this diagnosis following them around in the future. I prefer my clients to not receive a mental illness diagnosis unless it's appropriate.  I also prefer my clients to choose what they would like to work on in counseling.  After all, they already know!  I do not want us to spend our precious time in session working on goals that the insurance company says we have to work on based on the mental illness diagnosis we are billing under. 

 

Last but not least, I want my clients making changes to improve their lives right away. Another unfortunate side-effect of this medical model/insurance reimbursement is that our notes would need to reflect that you are making progress towards getting better but not too much better, in order for us to keep billing insurance.  In my practice, that is not how I operate.  If you are feeling pain, in your relationship or in your life, we want to cure that pain right away.  You do not have time to wait 6 months or more to see changes.  You need to see changes right now!  We look for opportunities of growth and work on implementing that change in each and every session.  Many of my clients comment on how quickly things improve for them and that is my goal!

There is the option to submit your receipts for out-of-network reimbursement to yourself.  Many times, people's out-of-network benefits are not much different than their in-network benefits.  Check your insurance to see if this is an option! 

A Final Thought

Working with relationships is my passion, bordering on obsession!  I LOVE the work I do and help people every day.  Specializing in this area is a privilege that I take seriously.  Reading, learning, attending conferences and trainings, and consulting with other relationship therapists allows me to stay up-to-date on the newest and most effective methods of providing relationship therapy.  My clients deserve to have happy and fulfilling relationships, I truly believe it is life changing, and so the therapy I provide helps them achieve those goals as fast as possible.

Are you ready to improve your relationship?  Book your appointment today!

PROSPER THERAPY 

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Address

6524 Walker St #209
St Louis Park, MN 55426

Contact

763-412-6983 

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